We'll model your full trajectory from today to retirement day.
Your age
Retire at age
Step 2 of 3
What's your annual income?
This drives how much you can save โ and raises compound too.
$
Annual gross salary before tax
Step 3 of 3
Where are you today?
Your current nest egg and how much you set aside each month.
Already invested
$
401k + IRA + brokerage today
Saved / month
$
Everything you invest each month
Your plan is ready
Want a monthly check-in?
We'll email you this plan link once a month so you can see how close you're getting.
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how rich?
net worth simulator
Someone shared their retirement plan with you.
The first retirement simulator you just talk to.
Projected at retirement
$โ
Enter your details below to see your projection.
Inflation-adjusted
โ
4% rule income / yr
โ
Market beats you at
โ
Trajectoryโ
โ
yrs to go
โ
ร growth
Roth IRA + 401k + brokerage today
401k, investments, anything you set aside ยท
โ $7,200/yr
How do you invest?
โผCustomize assumptions
The compounding gap
Amber = every dollar you put in. Purple = what the market piled on top.
You put in
Market added
Median peer
$ gained each year โ watch it accelerate
Your cash vs the market's work each year
Yours
Growth
Account composition
Tax-advantaged vs post-tax balances
Tax-Adv
Post-Tax
Liquidity vs lock-up โ how your mix shifts over time
Milestone race
Age when you cross each threshold โ gaps shrink as compounding kicks in
Year-by-year projection
Age
Salary
Tax-Advantaged
Post-Tax
Contributions
Total
Inflation-Adj.
Model assumptions
First ~$23k of annual savings treated as tax-advantaged (401k/Roth); remainder as post-tax brokerage.
"Mostly 401k" fills tax-advantaged bucket first; "Mostly brokerage" skips it.
Employer match is added on top of your annual savings (% of salary, from the advanced panel).
Directional โ not tax-accurate planning software.
Tools to close the gap
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